MicKit Coverage
Last updated: April 14, 2026
Every RentMicKits rental includes MicKit Coverage — required protection that caps your out-of-pocket cost when normal show-week accidents happen. This page explains what Coverage is, what it protects, and what it doesn’t. The legally binding language lives in the Equipment Rental Agreement, Section 7. If there is ever any conflict between this summary and the Rental Agreement, the Rental Agreement controls.
1. What MicKit Coverage Is
MicKit Coverage is a required protection plan included on every rental. It is not insurance. It’s a contractual limitation that reduces your liability if something accidentally goes wrong with the kit during your rental — the same way a car rental’s collision damage waiver caps what you owe after a fender bender.
Because Coverage isn’t insurance, it isn’t regulated as insurance, and it doesn’t pay out to third parties. It exists to keep you from getting hit with a four-figure repair bill after an accidental drop during dress rehearsal.
2. What It Costs
- 8% of the rental subtotal, added automatically at checkout.
- Required on every rental. Coverage ships with every kit and cannot be removed.
- Applied before shipping, taxes, and any deposits.
Example: if your rental subtotal is $500, MicKit Coverage is $40, added to the total at checkout.
Coverage is baked into every quote you see on the site. There is no separate opt-in.
3. What MicKit Coverage Protects
Coverage is designed for the stuff that realistically happens when live humans, cables, students, stage lights, and coffee all mingle in one room. It protects:
- Accidental drops of bodypacks or handhelds;
- Normal wear and tear (minor scuffs, light scratches on equipment bodies);
- Minor cable damage from accidental kinks, pinches, or frays;
- Small cosmetic damage to equipment cases;
- Foam impressions left in the case interior; and
- Small accidental bumps during load-in, setup, and strike.
If the damage was an honest accident and the kit is returned with everything accounted for, you’re almost certainly covered.
4. What MicKit Coverage Does NOT Protect
Some things fall outside Coverage. For these, you remain fully responsible:
- Loss of any item or component;
- Theft, including while in your vehicle, at your venue, or in transit under your control;
- Willful destruction, gross negligence, or deliberate abuse;
- Fire damage;
- Water damage beyond an item’s IP rating — immersion, submersion, or liquid intrusion;
- Chewed or gnawed cables, including pet damage;
- Missing components returned without cables, clips, antennas, paperwork, foam, or quick-start cards;
- Cosmetic damage to labels and serial plates (never peel, scrape, or alter them);
- Lost quick-start cards or return label sleeves;
- Batteries consumed during the rental — these are consumables, not damage;
- Damage from prohibited uses, like unauthorized modification or operation outside FCC-authorized bands; and
- Equipment not returned within 30 days of the Return Date — at that point, the kit is treated as non-returned and you owe the full replacement value.
5. Your Remaining Responsibility
Even with Coverage, you have a small deductible-style responsibility:
- First-loss threshold: up to $500 per incident is your responsibility.
- Above $500, Coverage absorbs the rest, up to the published replacement value of the affected item.
This keeps costs reasonable for everyone: Coverage absorbs the big stuff, and the first-loss keeps small incidents from becoming routine.
6. How to Report Damage
If something happens, do this as soon as you notice:
- Contact support within 24 hours of discovery at support@rentmickits.com.
- Send photos of the damaged item, the case interior, and any context that helps us understand what happened.
- Describe briefly what happened, when, and where.
- Return everything in the kit anyway, even the damaged item. Don’t throw anything away.
Reporting late, or not reporting at all, can void Coverage for that incident.
7. Coverage vs. Security Deposit
Most rental companies charge a security deposit. We do things a little differently:
- Default for most renters: MicKit Coverage replaces a security deposit entirely. No hold on your card for half the replacement value of the kit. One less surprise on your statement.
- If you have a Certificate of Insurance (COI): If your organization has general liability insurance and can name Easterday Strategy Group, LLC (d/b/a RentMicKits) as additional insured for the rental period (at least equal to the kit’s replacement value), the security deposit is waived. Coverage is still required, but there’s no credit card hold.
- If you don’t have a COI: You can’t opt out of Coverage. What you can do is provide a COI to waive the security deposit, which otherwise would be a credit card authorization hold of 50% of the kit’s replacement value.
In short: Coverage is for accidents. The security deposit is for worst-case scenarios. Most customers never deal with either.
8. Real-World Examples
- A student trips on a cable and pulls a bodypack off a singer. Covered. Report it, we’ll inspect on return, and you’ll likely owe nothing beyond the first-loss threshold (if anything).
- A volunteer leaves a handheld in the rain during load-out. Not covered — water damage beyond the item’s IP rating is excluded.
- One lavalier clip is missing at return. Not covered — missing components are excluded. We’ll charge the replacement value of the clip, but it’s usually small.
- A guest runs off with a handheld after the reception. Not covered — theft is excluded. File a police report and contact us.
- A cable is visibly frayed after four days of rehearsal. Covered. Report it when you see it and return the cable with the kit.
9. Plain-English Summary
MicKit Coverage works like a car rental’s collision damage waiver. It’s 8% of the rental, baked in on every booking. It means you don’t lose sleep when a student trips over a cable. It doesn’t cover theft, loss, water damage, or chewed cables. You still have a $500 first-loss responsibility per incident, but above that, we’ve got you. Report damage within 24 hours with photos and return everything in the case.
10. Questions?
If anything on this page is unclear, email support@rentmickits.com. We’d rather answer a question before your event than argue about a charge afterward.
Last updated: April 15, 2026
Questions? Email legal@rentmickits.com